NEET Colleges for OBC Category
OBC-NCL Seats — AIQ 2026
Predict government medical colleges for OBC-NCL (Other Backward Classes — Non-Creamy Layer) based on your NEET AIR. 27% AIQ seats are reserved for OBC — see which AIIMS, JIPMER and government colleges you can access.
How the NEET College Predictor Works
Enter two inputs, get instant predictions — here's exactly what happens.
Enter Your NEET Rank
Input your NEET All India Rank (AIR) from your official NEET scorecard — not your score, but your rank.
Select Your Category
Choose General, OBC, SC, ST, or PwD. Cutoffs differ significantly across categories — selecting correctly is critical.
We Match Against 2025 Cutoffs
Your rank is compared against NEET 2025 closing ranks for AIIMS, JIPMER, BHU, AMU and 600+ government medical colleges.
See Your Chances
Each college is labelled Safe (rank ≤ cutoff) or Moderate (within 15% of cutoff) — so you know exactly where to apply.
Which Colleges Can You Get at Your NEET Rank?
For General category (AIQ). OBC, SC, ST and PwD cutoffs are significantly relaxed — use the predictor above with your actual rank and category.
| NEET Rank (AIR) | Colleges in Reach | Chance Level |
|---|---|---|
| < 50 | AIIMS Delhi, JIPMER Puducherry | Elite — near certain |
| 50 – 500 | Top AIIMS campuses, JIPMER Puducherry | Very Strong |
| 500 – 2,000 | All AIIMS, BHU, JIPMER Karaikal | Strong — most AIIMS safe |
| 2,000 – 5,000 | Newer AIIMS, AMU, top state govt colleges | Moderate — worth applying |
| 5,000 – 15,000 | State government colleges (AIQ), BHU, AMU | Moderate — check category |
| 15,000 – 50,000 | State quota government colleges (varies) | State quota is key |
| 50,000+ | State quota varies widely by state & category | Category & state dependent |
Not sure which college to pick? InsideEdge connects you with MBBS students at AIIMS, JIPMER and top government colleges — get genuine, unfiltered advice.
Understanding NEET Categories & Reservation
The category you select dramatically changes which colleges you can access. Here's what each means.
How to Build Your NEET College List — 5 Rules
A clear framework to make the most of your NEET rank before counselling.
AIQ First, State Quota Second
All India Quota (15%) opens top colleges across every state. Lock your AIQ choices first, then add state-quota options from your home state as backup.
AIIMS > Everything Else
If any AIIMS campus is within your rank's reach — even a newer one — it almost always beats a non-AIIMS government college. The brand and research exposure are unparalleled.
Category Determines Everything
SC, ST and OBC-NCL candidates can access colleges 3–10× more competitive than their GEN peers at the same rank. Always filter by your actual category, never GEN.
Add Moderate Picks to Your List
Cutoffs shift 2–8% every year. Colleges in the Moderate zone (rank within 15% of cutoff) are worth including — especially for rounds 2 and 3 of MCC counselling.
Don't Skip Geography
State quota seats in your home state are far more accessible. If you're from UP, Maharashtra or Tamil Nadu, your state's government colleges offer hundreds of extra seats at relaxed cutoffs.
Talk to Current Students
Rank predictor data can't tell you about faculty quality, hostel life, USMLE support or internship opportunities. Download InsideEdge and ask an MBBS student directly.
State-wise MBBS Bond and Stipend List 2026
Every state government medical college requires MBBS graduates to serve in rural/government facilities for 1–3 years or pay a bond penalty. Karnataka's ₹50 Lakh bond is the highest in India — factor this in before choosing a college.
Bond penalties can equal 1–2 years of MBBS fees
Students admitted on a government quota MBBS seat must serve in designated government hospitals post-internship. Breaking the bond means paying the full penalty upfront. Check your state's bond terms before accepting a seat.
| State | Bond Penalty | Service Period | Monthly Stipend | Note |
|---|---|---|---|---|
| Karnataka | ₹50 Lakh | 2 years | ₹25,000/mo | Highest in India |
| Andhra Pradesh | ₹40 Lakh | 3 years | ₹20,000/mo | Rural service mandatory |
| Telangana | ₹30 Lakh | 3 years | ₹20,000/mo | — |
| Rajasthan | ₹30 Lakh | 1 year | ₹20,000/mo | — |
| Odisha | ₹25 Lakh | 2 years | ₹18,000/mo | — |
| Bihar | ₹20 Lakh | 2 years | ₹15,000/mo | — |
| Jharkhand | ₹20 Lakh | 2 years | ₹15,000/mo | — |
| Chhattisgarh | ₹20 Lakh | 1 year | ₹15,000/mo | — |
| Haryana | ₹20 Lakh | 1 year | ₹18,000/mo | — |
| Madhya Pradesh | ₹20 Lakh | 1 year | ₹15,000/mo | — |
Highest Bond
₹50 Lakh
Karnataka — 2 years service
AIIMS / Central Institutes
No Bond
Central govt colleges are bond-free
Typical Stipend
₹15–25K/mo
During bond service period
* Bond amounts and stipends are indicative based on latest state government orders and may be revised for 2026. Always verify with the respective state DME / NHM before accepting an offer.
New Medical Colleges Approved by NMC (2025-26)
The National Medical Commission approved 43 new medical colleges for the 2025-26 session, adding ~4,300+ MBBS seats across 10 states. These colleges will participate in NEET 2026 counselling — cutoffs will be lower than established colleges.
43
New Colleges
4,300+
New MBBS Seats
10
States Covered
ESIC Medical College
GMC Jaisalmer
GMC Phulbani
GMC Surguja (Ambikapur)
GMC Rajnandgaon
GMC Dantewada
GMC Korba
GMC Ganjam (Berhampur)
GMC Nabarangpur
GMC Nayagarh
GMC Virudhunagar
GMC Ramanathapuram
Important for counselling: New NMC-approved colleges typically have lower cutoffs in their first 2-3 years as they build track record. They are a good option for students at the boundary of government MBBS eligibility. Always verify NMC recognition and hospital affiliation before joining.
* List based on NMC Letter of Permission (LOP) / Letter of Renewal (LOR) for 2025-26 session. Final seat matrix subject to NMC & MCC counselling notifications.
MBBS Fee Structure & NMC's 50% Govt-Fee Rule
The NMC 2024 regulation mandates that 50% of seats in private medical colleges must be offered at government college fee rates — effectively making half of all private MBBS seats affordable.
NMC 50% Seat Rule — What It Means for NEET 2026
Under the NMC Regulations 2024, every private medical college in India must offer exactly 50% of its MBBS seats at government college fee rates (typically ₹10,000–₹25,000/year). The remaining 50% can be charged at market rates. This rule applies to all NMC-recognised private colleges — so a 150-seat private college must offer 75 seats at ~₹15,000/year, not ₹15 Lakh/year. Seats are filled through NEET merit and MCC/state counselling — you cannot directly "choose" which fee tier.
AIIMS (All 19)
₹1,390 / year
Includes tuition + hostel. Lowest in India.
JIPMER Puducherry
₹0 / year
Tuition is zero — government funded.
State Govt Colleges
₹10,000 – ₹25,000 / year
Varies by state. Karnataka & TN ~₹10K. UP, Bihar ~₹25K.
Private (50% NMC seats)
₹10,000 – ₹25,000 / year
50% of private college seats charged at govt rates under NMC 2024 guidelines.
Private (50% market-rate)
₹10 – ₹25 Lakh / year
Remaining 50% seats in private colleges at market fee. 5-year total can exceed ₹1 Crore.
Deemed Universities
₹15 – ₹30 Lakh / year
CMC Vellore, Manipal etc. Fees vary widely. Check each college's fee committee order.
Key Implications for NEET 2026 Students
A private MBBS seat at govt fees (₹10–25K/year) costs ~₹70K total for 5.5 years vs ₹60–1.5 Crore at market rate — a massive difference.
The 50% rule does not apply to Deemed Universities — they have a separate fee committee process.
MCC and state counselling allocates govt-fee seats first to merit-list candidates — higher NEET rank = higher chance of landing a govt-rate seat in a private college.
Always check the NMC fee committee approval order for each private college — fees must match the approved schedule.
Karnataka, Maharashtra and Tamil Nadu have the highest number of private medical colleges covered by this rule.
* Fee data is indicative. Verify with NMC fee committee orders and the respective state Fee Regulatory Committee (FRC) before making admission decisions.
Get Real Answers from MBBS Students
The predictor shows you cutoff data. InsideEdge gives you the full picture — talk 1-on-1 with students already studying MBBS at AIIMS, JIPMER, BHU and top government medical colleges.
Frequently Asked Questions
Everything you need to know about NEET college predictions, categories, and MCC counselling.
Important: This predictor covers All India Quota (AIQ) only
State quota cutoffs are set independently by each state counselling authority and are typically more relaxed for home-state candidates. Always cross-check your eligibility with the official MCC NEET counselling website before finalising your choices.
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