Credit & Retail Lending crash course, Online BBA, Semester 6: Credit & Retail Lending

This subject covers how banks appraise borrowers using the 5Cs of credit and CIBIL scores, the main retail loan products, lending to MSMEs through schemes like MUDRA, microfinance and SHGs, and how overdue loans are collected and recovered, including under the IBC. After it you will be able to assess a loan applicant's creditworthiness, compare retail and MSME loan options, and explain the steps a lender takes to recover bad loans. It's the Credit & Retail Lending subject of Online BBA, Semester 6, in 9 lessons: 5Cs of Credit; Credit Scoring and CIBIL Score; Home Loans and Auto Loans; MSME Lending Explained; MUDRA Loan Scheme: Shishu, Kishore, Tarun; Microfinance and Self Help Groups (SHGs); Loan Collection Process; Debt Recovery: DRT and SARFAESI; Insolvency and Bankruptcy Code (IBC) Overview.

Yes. Every video lesson is free to watch without an account. A free login unlocks study notes, quizzes, the assignment, a notebook and progress that syncs across devices.

About 2h 9m of video across 9 lessons, plus time for notes and quizzes. Go at your own pace; your place is saved.

Yes: “Credit Officer Case File: Appraise, Classify and Recover”. It comes after the last lesson, with a brief, clear tasks and how the work is judged.

A members-only live chat beside the video, shared by everyone studying Online BBA, where learners ask doubts, share tips and react with stickers and GIFs. One ₹19 pass, paid once from your InsideEdge wallet, opens the live chat for every degree.

No. It's a crash course to help you understand and revise the subject quickly. Use it alongside your official study material and assignments.